Fee Schedules

Annual Trustee Fee – RSP, LIRA, RIF or TFSA

(based on anniversary date)

$165.00 first plan opened

$75.00 second plan of any type opened in
addition to existing plan in Annuitant’s name

Arm’s Length & Syndicated Mortgages

$125 Mortgage Set-Up Fee
$15 Monthly Administration Fee per Mortgage
$50 Advance (post Set-Up)
$150 Transfer In Mortgage
$50 Mortgage Discharge Fee
$50 Execution of Documents
$50 Mortgage Renewal

Private Company/Trust Unit Fees

$75 Purchase
$100 In-kind contribution

WITHDRAWAL FEES

$250 Full Withdrawal/Transfer out – Cash
$250 Full Withdrawal/Transfer out – In Kind
$50 Partial Withdrawal/Transfer out – Cash*
$75 Partial Withdrawal/Transfer out – In Kind*
$50 Unscheduled Withdrawals from RRIF/LIF/LRIF – Cash
$75 Unscheduled Withdrawals from RRIF/LIF/LRIF – In Kind
$75 Payments In Kind RIF/LIF/LRIF (1 free per year)

Other Fees

$50 Account research – per hour
$50 Early Plan Closure Fee (plan closed within 3 mos of opening)
$10 Mailing Fee (N/A Annual Statement)
$45 Returned item/NSF
From $200 – Estate Settlement (per account)

* Conditions Apply

^{A late payment charge of 2% is payable on any amounts outstanding after 60 days.}

^{In respect to the payment of fees due to Western Pacific Trust Company (WPTC), all clients are required to (i) complete and submit WPTC’s Pre-Authorized Payment form, or (ii) complete and submit WPTC’s Credit Card Authorization form, or (iii) maintain a minimum cash balance of $500 in their accounts.
All fees are subject to applicable taxes. WPTC reserves the right to recover all out of pocket expenses, and to assess for extraordinary services not specified above.}